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Need To Expand Or Purchase Property?

This could be the most important business decision you ever take...
 
Your business may have reached the point where you are ready to expand or purchase property. You may need to fund new equipment or machinery, buy leasehold or freehold property or even take over another company.

 

If so, there is a need within your business for more permanent lines of finance.  There are so many options available, it can be very confusing, for example: 

  • Flexible, variable interest rates linked to either base rate or LIBOR (London Inter Bank Offer Rate). 
  • Fixed rates for the entire term of the loan, or fixed for the early years with flexibility later. 
  • Capital repayment holidays, from 6 months to 2 years. 
  • Repayment periods of up to 30 years.
  • Straight instalments, pension loan-backs or bullet repayments.
  • Loans to value sometimes as high as 100%.
Security requirements, arrangement fees and terms can vary widely and this is where Spiral can add value. Our experienced personnel can guide you through the minefield, advising on the most appropriate funding vehicle for your situation.
 
 


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